What Currency Should You Use for Cash Payments & Tipping in Tanzania?

When traveling to Tanzania for a safari, Kilimanjaro trek, or cultural experience, understanding the local currency and tipping culture is essential. From paying for souvenirs to tipping guides and service staff, knowing what currency to carry can make your trip smoother. This guide will help you navigate Tanzania’s payment and tipping expectations with confidence.

Tanzania’s Official Currency

The official currency of Tanzania is the Tanzanian Shilling (TZS). It is widely used for everyday transactions, especially in local markets, small shops, and restaurants. Banknotes come in denominations of 500, 1,000, 2,000, 5,000, and 10,000 shillings. Coins are available in smaller values but are rarely used by tourists.

While the Tanzanian Shilling is the local currency, many businesses, especially those catering to tourists, accept foreign currencies such as the US Dollar (USD), Euro (EUR), and British Pound (GBP). However, there are some important points to note:

• USD is the most widely accepted foreign currency in hotels, lodges, national parks, and for safari and trekking services.
• Only US dollar bills issued from 2009 onward are accepted, as older bills are often rejected.
• Prices quoted in foreign currency may sometimes be slightly higher than in Tanzanian Shillings due to exchange rate differences.

Where & How to Exchange Money

Travelers can exchange foreign currency for Tanzanian Shillings at:

• Banks – Available in major cities like Arusha, Moshi, and Dar es Salaam.
• Currency Exchange Bureaus – Often offer better rates than banks.
• ATMs – Widely available in urban areas and accept Visa and MasterCard for cash withdrawals.

It’s recommended to exchange some money upon arrival at the airport or in the city to have Tanzanian Shillings for small transactions.

Using Credit & Debit Cards in Tanzania

While cash is preferred for most transactions, credit and debit cards (Visa & MasterCard) are accepted at high-end lodges, hotels, and some restaurants. However, keep in mind:

• Many establishments charge a 3-5% fee for card payments.
• Mobile payment services, such as M-Pesa, are popular among locals but may not be convenient for tourists.
• Always carry some cash, especially when traveling to remote areas where card machines may not be available.

Tipping in Tanzania: Who & How Much to Tip?

Tipping is an essential part of Tanzania’s tourism culture and a way to show appreciation for excellent service. While not mandatory, it is expected in most service areas.

Safari & Kilimanjaro Trekking Tips

• Safari Guides/Drivers –  $20 per person per day.
• Kilimanjaro hiking Guide – From $20  per day
• Assistant Guides – $10 to $15 per day.
• Cooks – From $15  per day.
• Porters – From $10 per day.

For Kilimanjaro trekking, tips are usually given at the end of the climb in a group setting. Many tour companies provide a tipping guideline to help travelers know how much to contribute.

Hotel & Lodge Staff Tips

• Housekeepers – $1 to $2 per night.
• Waiters & Bartenders – 5-10% of the bill if service charge is not included.
• Hotel Porters – $1 to $2 per bag.

Other Service Providers

• Taxi Drivers – Tipping is not expected, but rounding up the fare is appreciated.
• Local Guides for Short Tours – $5 to $10 per tour.

Best Practices for Handling Cash & Tips

• Always carry small denominations of Tanzanian Shillings or US Dollars for tipping and minor purchases.
• Use discreet tipping methods, such as placing money in an envelope or handing it to the recipient privately.
• Confirm with your tour operator about pre-arranged tipping pools, especially for Kilimanjaro treks.
• Avoid exchanging money on the street – always use banks or official bureaus.

Final Thoughts

Having the right currency and understanding tipping etiquette can enhance your travel experience in Tanzania. Whether you’re embarking on a safari or climbing Kilimanjaro, being prepared with both Tanzanian Shillings and US Dollars ensures smooth transactions and respectful tipping.

For more details on planning your trip, feel free to contact Operation Kilimanjaro, your trusted hiking and safari expert in Tanzania.